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Privacy Policy

Garnett & Whitmore Holdings Privacy Policy

Garnett & Whitmore Holdings ("Company," "we," "our," or "us") respects your privacy and is committed to protecting the personal information of our clients, prospective clients, website visitors, business partners, and other individuals who interact with us. This Privacy Policy explains how we collect, use, disclose, safeguard, and otherwise process your personal information in connection with our investment and asset management services and through our website.

By accessing our website or using our services, you agree to the collection and use of your information as described in this Privacy Policy.

Information We Collect

We may collect personal information that you voluntarily provide to us, including but not limited to:

Information You Provide

Depending on your interactions with us, we may collect:

  • Full name
  • Email address
  • Telephone number
  • Date of birth
  • Government-issued identification information
  • Social Security Number or Tax Identification Number, when required
  • Employment and income information
  • Financial information, including assets, liabilities, investment objectives, and risk tolerance
  • Banking and payment information
  • Account credentials
  • Communications you send to us

Information You Provide

When you visit our website, we may automatically collect:

  • IP address
  • Browser type
  • Device information
  • Operating system
  • Pages visited
  • Date and time of access
  • Website usage data
  • Referring website
  • Cookie and tracking technology data

Information from Third Parties

We may receive information from:

  • Credit reporting agencies
  • Financial institutions
  • Identity verification providers
  • Regulatory databases
  • Public records
  • Marketing partners
  • Service providers assisting with our operations

How We Use Your Information

We may use your information to:

  • Provide investment advisory and asset management services
  • Evaluate investment suitability
  • Open and maintain client accounts
  • Process transactions
  • Verify your identity
  • Conduct Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance
  • Detect and prevent fraud or unauthorized activity
  • Respond to inquiries and customer support requests
  • Improve our website and services
  • Communicate important account and service information
  • Send marketing communications where permitted by law
  • Meet legal and regulatory obligations
  • Protect our legal rights and business interests

Legal and Regulatory Compliance

As a U.S.-based investment and asset management company, we may collect, retain, and disclose personal information as necessary to comply with applicable federal, state, and local laws and regulations, including obligations relating to securities regulation, tax reporting, anti-money laundering, sanctions screening, fraud prevention, and other financial compliance requirements.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to:

  • Maintain website functionality
  • Improve website performance
  • Analyze website traffic
  • Remember user preferences
  • Enhance user experience
  • Support website security

Most web browsers allow you to control or disable cookies through browser settings. Some website features may not function properly if cookies are disabled.

How We Share Information

We do not sell your personal information.
We may disclose your information to:

  • Custodian banks
  • Broker-dealers
  • Investment administrators
  • Financial institutions
  • Payment processors
  • Technology and cloud service providers
  • Auditors and accountants
  • Legal advisors
  • Regulatory authorities
  • Government agencies
  • Law enforcement when required
  • Other third parties with your authorization or as permitted by law

All service providers receiving personal information are expected to maintain appropriate safeguards for protecting your information.

Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction.

These safeguards may include:

  • Encryption of sensitive data where appropriate
  • Secure servers and networks
  • Investment administrators
  • Financial institutions
  • Access controls
  • Multi-factor authentication
  • Continuous monitoring
  • Employee confidentiality obligations
  • Periodic security assessments

Despite these measures, no method of electronic transmission or storage can be guaranteed to be completely secure.

Data Retention

We retain personal information for as long as reasonably necessary to:

  • Provide our services
  • Maintain client accounts
  • Comply with applicable legal and regulatory obligations
  • Resolve disputes
  • Enforce agreements
  • Maintain required business records

When personal information is no longer required, it is securely deleted or anonymized where appropriate.

Your Privacy Rights

Depending on your state of residence, including states with comprehensive privacy laws such as California, Virginia, Colorado, Connecticut, Texas, and others, you may have rights that include:

  • Requesting access to your personal information
  • Correcting inaccurate information
  • Requesting deletion of certain personal information
  • Obtaining a copy of your personal information
  • Opting out of certain targeted advertising or profiling activities, where applicable
  • Appealing certain privacy-related decisions

To exercise your privacy rights, please contact us using the information below. We will respond in accordance with applicable law.

California Privacy Notice

If you are a California resident, you may have additional rights under applicable California privacy laws, including the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). These rights may include requesting access to, correction of, or deletion of certain personal information, subject to applicable exemptions.

We do not sell or share personal information for cross-context behavioral advertising as those terms are defined under California law.

Children's Privacy

Our services are intended for individuals who are at least 18 years of age.

We do not knowingly collect personal information from children under the age of 13. If we learn that personal information has been collected from a child in violation of applicable law, we will promptly delete such information.

Third-Party Websites

Our website may contain links to third-party websites that are not operated by Garnett & Whitmore Holdings.

We are not responsible for the privacy practices or content of third-party websites. We encourage users to review the privacy policies of those websites before providing personal information.

Changes to This Privacy Policy

We may revise this Privacy Policy from time to time to reflect changes in our practices, legal obligations, or business operations.

When changes are made, we will update the Effective Date at the top of this Privacy Policy. Your continued use of our website or services after any updates constitutes acceptance of the revised Privacy Policy.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Garnett & Whitmore Holdings

Email: info@garnettwhitmore.com

Address: 525 Washington Blvd, Jersey City, NJ 07310

Website: https://garnettwhitmore.com

Sharing Your Information

We do not sell your personal information.
We may share information with:

  • Financial institutions and banking partners
  • Investment custodians and brokers
  • Professional advisers, including legal and accounting firms
  • Regulatory authorities where required by law
  • Government agencies
  • Technology and cloud service providers
  • Payment processors
  • Business partners assisting in delivering our services

All third parties are expected to maintain appropriate safeguards to protect your information.